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As payment is an integral part of mercantile process, electronic payment system has become an integral part of e-commerce. The term electronic payment includes any payment to businesses, bank, public services, which are executed through a telecommunications or electronic networks using modern technology. There is about a dozen of electronic payment system already in practice such as PC Banking, Credit card, Electronic cheques etc. A credit card is a way of payment by using the plastic cards which are issued to customers for their payment. Not only they are useful to the consumers but also to the Merchants and entrepreneurs, who enjoy several advantages when consumers use credit cards to make purchases. There are many special packages offered to different types of merchants and due to which the credit card processing services are becoming common day by day. When the merchants accept credit cards they can expect increased sales, lower working capital, security, increased transaction speed etc., Usually, the merchant will also pay a variable charge, called an interchange rate, for each transaction. With a good credit card processing service such as Merchant Made Easy.com, having a very high approval rate, low monthly cost, with accessible customer service, providing a variety of swipers or card readers (esp., for retail business), one can increase the sales and flexibility and give customers many payment options.